:root{--navy:#0b3156;--blue:#0798d7;--light:#eef7fd;--ink:#153752;--muted:#61798e;--line:#e0eaf2}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"PingFang SC","Microsoft YaHei",sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.shell{max-width:1200px;width:calc(100% - 40px);margin:auto}
.header{background:#fff;border-bottom:1px solid #e7eef5}.header-row{height:78px;display:flex;align-items:center;justify-content:space-between}.identity strong,.identity small,.brand-stack b,.brand-stack small{display:block}.identity strong{font-size:22px;line-height:1.1;color:#0b3156}.identity small{font-size:12px;letter-spacing:.18em;color:#0a8dc9;font-weight:700;margin-top:6px}.brand-word{display:flex;align-items:center;gap:10px}.brand-mark{width:42px;height:42px;border-radius:11px;background:linear-gradient(135deg,#00adeb,#075e9b);color:#fff;display:grid;place-items:center;font-size:26px;font-weight:800}.brand-stack{color:#078bc5;line-height:1.12}.brand-stack b{font-size:18px}.brand-stack small{font-size:11px;letter-spacing:.18em;font-weight:800;margin-top:4px}
.nav{background:#079fdc;color:#fff}.nav .shell{height:46px;display:flex;align-items:center;gap:33px}.nav a{font-size:14px;font-weight:650;white-space:nowrap}.nav a:hover,.nav a[aria-current]{color:#e5f8ff;text-decoration:underline;text-underline-offset:7px}
.hero{padding:20px 0 24px}.hero-art{position:relative;width:100%;aspect-ratio:14/5;border-radius:12px;overflow:hidden;background:#d9f0fb;box-shadow:0 12px 26px #0c54851a}.hero-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;opacity:0;transition:opacity .6s}.hero-slide.is-active{opacity:1}.hero-controls{position:absolute;right:16px;bottom:13px;z-index:2;display:flex;align-items:center;gap:8px;padding:5px 8px;border-radius:99px;background:#07345a91}.hero-controls button{appearance:none;border:0;cursor:pointer;color:white;background:transparent}.hero-prev,.hero-next{font-size:23px;width:25px;height:25px;line-height:20px}.hero-dot{width:8px;height:8px;border-radius:99px;background:#ffffff95!important;padding:0}.hero-dot.is-active{background:white!important;width:19px}
.hero-panel{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:32px;align-items:center;padding:24px 0 0}.eyebrow{font-size:11px;letter-spacing:.2em;color:#078ecb;font-weight:800}.hero-copy h1{font-size:35px;line-height:1.2;margin:7px 0;color:#0b3156}.hero-copy p{font-size:15px;color:var(--muted);margin:0;line-height:1.6}.hero-links{display:flex;flex-direction:column;gap:8px}.primary-entry{min-height:47px;border-radius:6px;background:#e9c06e;color:#123b58;padding:12px 16px;display:flex;align-items:center;justify-content:space-between;font-weight:800;box-shadow:0 7px 17px #98662124}.primary-entry:hover{background:#f3d38c}.friend-label{font-size:11px;color:#6b7f90;font-weight:700;margin-top:2px}.friend-buttons{display:flex;gap:8px}.friend-buttons a{display:flex;align-items:center;justify-content:center;min-height:36px;flex:1;background:#eef7fc;border:1px solid #d2e8f5;border-radius:5px;color:#176c9f;font-size:12px;font-weight:750;white-space:nowrap}.friend-buttons a:hover{background:#e0f2fc}
.section{padding:56px 0}.section h2{font-size:clamp(25px,2.8vw,34px);line-height:1.3;margin:7px 0 10px;color:#0b3156}.lead{color:var(--muted);font-size:14px;line-height:1.8;max-width:760px;margin:0 0 23px}.note{font-size:12px;color:#788ca0;line-height:1.6;margin:14px 0 16px}.experience{background:#f4faff}.experience-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.experience-card{background:white;border:1px solid #e3eef5;border-radius:9px;overflow:hidden}.experience-card img{width:100%;height:auto}.experience-card>div{padding:13px 16px;display:flex;justify-content:space-between;align-items:center;gap:10px}.experience-card b{font-size:15px;color:#0d456d}.experience-card small{font-size:11px;color:#71859a}.experience .lead:last-child{margin:18px 0 0}
.story{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.story-image{overflow:hidden;border:1px solid var(--line);border-radius:9px}.story-image img{width:100%;height:auto}.story-note{font-size:12px;color:var(--muted);padding:14px 17px;background:#f4f9fc;line-height:1.6}.story-copy p{color:var(--muted);font-size:14px;line-height:1.9;margin:0 0 12px}.timeline{margin-top:17px;border-top:1px solid var(--line);padding-top:14px;display:grid;gap:8px}.timeline div{display:grid;grid-template-columns:95px 1fr;gap:8px;color:var(--muted);font-size:12px}.timeline b{color:#068ec8;font-size:14px}
.campaigns,.offers,.guides{background:#f1f7fc}.campaign-grid,.partner-grid,.offers-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.campaign,.partner-card{background:#fff;border-radius:9px;overflow:hidden;border:1px solid #e0eaf2}.campaign img,.partner-card img{width:100%;height:auto}.campaign>div,.partner-card>div{padding:14px 17px}.campaign h3{font-size:17px;margin:0 0 5px}.campaign p,.partner-card p{font-size:12px;line-height:1.6;color:var(--muted);margin:0}.partner-card b{font-size:16px}.button{display:inline-flex;align-items:center;justify-content:center;border-radius:6px;min-height:43px;padding:11px 18px;font-size:13px;font-weight:750}.button.primary{background:#e9c06e;color:#173751}
.offers-grid article{background:#fff;border-left:3px solid #0da0df;border-radius:5px;padding:19px 21px}.offers-grid span{font-size:11px;color:#078dca;font-weight:800}.offers-grid h3{font-size:17px;line-height:1.4;margin:8px 0}.offers-grid p{font-size:12px;line-height:1.7;color:var(--muted);margin:0}.insights{background:white}.editorial-grid,.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.editorial-grid article,.guide-grid article{background:#f5faff;border:1px solid #e1edf5;padding:21px;border-radius:8px}.editorial-grid small{color:#0c8fc7;font-size:11px;font-weight:750}.editorial-grid h3,.guide-grid h3{margin:11px 0 7px;font-size:17px}.editorial-grid p,.guide-grid p{font-size:12px;line-height:1.8;color:var(--muted);margin:0 0 12px}.editorial-grid a,.guide-grid a{color:#0787bd;font-size:12px;font-weight:750}.guide-grid b{color:#079bd8;font-size:27px}.guides .guide-grid article{background:#fff}.faq-list{max-width:900px}.faq-list details{border-bottom:1px solid var(--line);padding:15px 0}.faq-list summary{cursor:pointer;font-size:14px;font-weight:700}.faq-list p{color:var(--muted);font-size:13px;line-height:1.8}.footer{background:#0b3156;color:#b4cee0;padding:24px 0;font-size:12px}.footer .shell{display:flex;justify-content:space-between;gap:20px}.footer a{color:#d9f4ff}
@media(max-width:840px){.nav .shell{gap:23px;overflow-x:auto}.experience-card>div{display:block}.experience-card small{display:block;margin-top:3px}.story{grid-template-columns:1fr}.story-image{max-width:700px}.hero-panel{grid-template-columns:minmax(0,1fr) 260px;gap:20px}}
@media(max-width:600px){.shell{width:calc(100% - 28px)}.header-row{height:67px}.identity strong{font-size:18px}.identity small{font-size:10px}.brand-mark{width:35px;height:35px;font-size:22px}.brand-stack b{font-size:14px}.brand-stack small{font-size:9px}.nav .shell{height:43px;gap:21px}.nav a{font-size:12px}.hero{padding:13px 0 23px}.hero-art{border-radius:8px}.hero-controls{bottom:5px;right:5px;gap:5px;transform:scale(.78);transform-origin:right bottom}.hero-panel{display:block;padding-top:17px}.hero-copy h1{font-size:26px}.hero-copy p{font-size:13px}.hero-links{margin-top:15px}.friend-buttons a{font-size:12px}.section{padding:39px 0}.experience-grid,.campaign-grid,.partner-grid,.offers-grid,.editorial-grid,.guide-grid{grid-template-columns:1fr}.experience-grid{gap:12px}.campaign-grid,.partner-grid{gap:13px}.story{gap:20px}.footer .shell{display:block}.footer .shell>*+*{margin-top:8px}}
@media(prefers-reduced-motion:reduce){.hero-slide{transition:none}html{scroll-behavior:auto}}

/* FNN38 access row v7 */
.hero-panel{grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:center}
.hero-copy .primary-entry{width:235px;margin-top:16px;min-height:51px;font-size:16px;position:relative;overflow:hidden;background:linear-gradient(115deg,#f0ca80,#e4ae52,#f4d795);background-size:200% 100%;box-shadow:0 0 0 1px #e5b96f,0 8px 24px #ce96366b;animation:fnn-breathe 2.6s ease-in-out infinite,fnn-shine 4s linear infinite}
.hero-copy .primary-entry:hover{transform:translateY(-2px);filter:brightness(1.08)}
@keyframes fnn-breathe{0%,100%{box-shadow:0 0 0 1px #e5b96f,0 7px 17px #ce96364d}50%{box-shadow:0 0 0 5px #f3cf905c,0 12px 32px #ce9636a6}}
@keyframes fnn-shine{0%,100%{background-position:0% 50%}50%{background-position:100% 50%}}
.hero-links{display:flex;flex-direction:row;align-items:center;gap:12px}
.friend-label{font-size:16px;color:#174e75;font-weight:800;margin:0;white-space:nowrap}
.friend-buttons{display:flex;gap:10px}
.friend-buttons a{font-size:16px;min-height:48px;min-width:150px;padding:10px 16px;background:#eef7fc}
@media(max-width:850px){.hero-panel{grid-template-columns:1fr}.hero-links{justify-content:flex-start}}
@media(max-width:600px){.hero-copy .primary-entry{width:min(100%,260px);font-size:15px}.hero-links{align-items:flex-start;flex-direction:column;gap:9px}.friend-label{font-size:14px}.friend-buttons{width:100%;gap:8px}.friend-buttons a{min-width:0;flex:1;font-size:13px;min-height:44px;padding:8px 6px}}
@media(prefers-reduced-motion:reduce){.hero-copy .primary-entry{animation:none}}


/* FNN38 unified action row v8 */

.hero-panel{display:block;padding-top:22px}

.hero-copy h1{margin:7px 0 5px}

.hero-copy p{margin:0}

.hero-action-row{display:flex;align-items:center;justify-content:flex-start;gap:24px;margin-top:16px}

.hero-action-row .primary-entry{flex:0 0 235px;width:235px;margin:0}

.hero-action-row .hero-links{display:flex;align-items:center;gap:17px;flex:0 1 auto}

.hero-action-row .friend-label{font-size:15px;color:#135583;white-space:nowrap}

.hero-action-row .friend-buttons{display:flex;gap:12px}

.hero-action-row .friend-buttons a{min-width:163px;min-height:49px;padding:10px 17px;border-radius:9px;border:1px solid #a9d9f0;background:linear-gradient(145deg,#f5fcff,#e3f4ff);color:#075d99;font-size:15px;font-weight:800;box-shadow:0 4px 10px #0d6fac14;transition:transform .2s,box-shadow .2s,border-color .2s}

.hero-action-row .friend-buttons a:hover{transform:translateY(-2px);border-color:#079dd9;box-shadow:0 9px 20px #0d85c435}

@media(max-width:850px){.hero-action-row{flex-wrap:wrap;gap:14px}.hero-action-row .hero-links{flex-wrap:wrap;gap:12px}}

@media(max-width:600px){.hero-panel{padding-top:17px}.hero-action-row{display:block;margin-top:14px}.hero-action-row .primary-entry{width:min(100%,260px);margin:0 0 16px}.hero-action-row .hero-links{display:block}.hero-action-row .friend-label{display:block;margin-bottom:9px;font-size:14px}.hero-action-row .friend-buttons{gap:9px}.hero-action-row .friend-buttons a{flex:1;min-width:0;font-size:13px;min-height:44px;padding:8px 6px}}



/* FNN38 heading and buttons on one row v9 */
.hero-panel{
  display:grid;
  grid-template-columns:minmax(260px,1fr) auto;
  align-items:center;
  gap:22px;
  padding:17px 0 10px;
}
.hero-copy h1{margin:4px 0 6px}
.hero-action-row{
  display:flex;
  align-items:center;
  justify-content:flex-end;
  flex-wrap:nowrap;
  gap:15px;
  margin:0;
}
.hero-action-row .primary-entry{
  box-sizing:border-box;
  flex:0 0 204px;
  width:204px;
  min-height:50px;
  margin:0;
  padding:11px 16px;
  border:1px solid #dfaa50;
  border-radius:11px;
  background:linear-gradient(110deg,#f9dfaa,#eebc66,#ffe6ae,#e9b45d);
  background-size:220% 100%;
  color:#163b53;
  font-size:15px;
  box-shadow:0 7px 18px #ae762945;
  animation:fnn-breathe 2.7s ease-in-out infinite,fnn-shine 5s linear infinite;
  transition:transform .2s,filter .2s;
}
.hero-action-row .primary-entry:hover{
  transform:translateY(-3px);
  filter:brightness(1.06);
}
.hero-action-row .hero-links{
  display:flex;
  flex-direction:row;
  align-items:center;
  flex-wrap:nowrap;
  gap:12px;
}
.hero-action-row .friend-label{
  margin:0;
  font-size:15px;
  font-weight:800;
  white-space:nowrap;
}
.hero-action-row .friend-buttons{display:flex;gap:10px}
.hero-action-row .friend-buttons a{
  box-sizing:border-box;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:7px;
  min-width:142px;
  min-height:50px;
  padding:9px 13px;
  border:1px solid #a2d2ee;
  border-radius:11px;
  background:linear-gradient(140deg,#ffffff,#e7f5ff 65%,#d8effe);
  color:#075d99;
  font-size:15px;
  font-weight:800;
  box-shadow:0 5px 14px #1579b423;
  transition:transform .2s,box-shadow .2s,border-color .2s,background .2s;
}
.hero-action-row .friend-buttons a:hover{
  transform:translateY(-3px);
  border-color:#34a9dd;
  background:linear-gradient(140deg,#ffffff,#d5efff);
  box-shadow:0 10px 22px #1579b43a;
}
.hero-action-row .primary-entry span,
.hero-action-row .btn-arrow{
  display:inline-block;
  animation:fnn-arrow-drift 1.5s ease-in-out infinite;
}
.hero-action-row .friend-buttons a:nth-child(2) .btn-arrow{animation-delay:.35s}
@keyframes fnn-arrow-drift{
  0%,100%{transform:translate(0,0)}
  50%{transform:translate(3px,-3px)}
}
.hero-prev{animation:fnn-prev-drift 1.7s ease-in-out infinite}
.hero-next{animation:fnn-next-drift 1.7s ease-in-out infinite}
@keyframes fnn-prev-drift{
  0%,100%{transform:translateX(0)}
  50%{transform:translateX(-4px)}
}
@keyframes fnn-next-drift{
  0%,100%{transform:translateX(0)}
  50%{transform:translateX(4px)}
}
@media(max-width:1100px){
  .hero-panel{grid-template-columns:1fr;gap:12px}
  .hero-action-row{justify-content:flex-start}
}
@media(max-width:680px){
  .hero-action-row{flex-wrap:wrap;gap:12px}
  .hero-action-row .primary-entry{flex:0 0 auto;width:min(100%,240px)}
  .hero-action-row .hero-links{flex-wrap:wrap;gap:8px}
  .hero-action-row .friend-buttons{width:100%;gap:8px}
  .hero-action-row .friend-buttons a{
    flex:1;
    min-width:0;
    min-height:44px;
    padding:8px 5px;
    font-size:13px;
  }
}
@media(prefers-reduced-motion:reduce){
  .hero-action-row .primary-entry,
  .hero-action-row .primary-entry span,
  .hero-action-row .btn-arrow,
  .hero-prev,.hero-next{animation:none}
}

/* FNN38 action spacing v10 */
@media(min-width:1101px){
  .hero-panel{
    grid-template-columns:490px minmax(0,1fr);
    gap:20px;
  }
  .hero-action-row{
    justify-content:flex-start;
    gap:19px;
  }
  .hero-action-row .hero-links{gap:19px}
  .hero-action-row .friend-buttons{gap:13px}
}
.hero-action-row .friend-label{
  animation:fnn-friend-float 2.6s ease-in-out infinite;
}
.hero-action-row .friend-buttons a{
  animation:fnn-friend-float 2.8s ease-in-out infinite;
}
.hero-action-row .friend-buttons a:nth-child(2){
  animation-delay:.45s;
}
@keyframes fnn-friend-float{
  0%,100%{translate:0 0}
  50%{translate:0 -4px}
}
@media(max-width:1100px){
  .hero-action-row .hero-links{gap:13px}
}
@media(prefers-reduced-motion:reduce){
  .hero-action-row .friend-label,
  .hero-action-row .friend-buttons a{animation:none}
}

/* FNN38 entry closer to description v11 */
@media(min-width:1101px){
  .hero-panel{
    grid-template-columns:300px minmax(0,1fr);
    gap:20px;
  }
}


/* FNN38 friends align with banner v12 */

@media(min-width:1101px){

  .hero-action-row{

    width:100%;

    justify-content:space-between;

  }

  .hero-action-row .hero-links{

    margin-left:auto;

  }

}